Condo insurance in Fort Myers has the potential to be confusing. Many things may be covered by the condo’s association, but that does not mean you are protected—even if you’re just renting.
Condo Insurance vs. Condo Association Coverage
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So what are you responsible for, exactly? And what does the association cover? Typically, your condo’s association only takes responsibility for the external areas of your condo, such as the roofing, lanai, landscaping, etc. What is on the inside is your responsibility.
This includes interior walls, personal property, appliances, and liability, should someone incur personal injury or property damage inside your condo. For example, if someone slips on your newly buffed tile and gets injured, condo insurance in Naples, FL, will help cover their medical expenses should you be held liable.
The price and amount of necessary condo insurance will vary from client to client. However, East & Greenwell can help you narrow down a price range based on your needs and find ways to help you save money in the process.
We are experts on the nuances of condo living. Our insurance agents in Naples, FL take our time asking all of the necessary questions to ensure you are properly protected and well-versed on what you should have in your policy and why. Did we mention we have 16 A-Rated carriers to choose from? This helps us ensure you get the right policy at the best value.[/fusion_builder_column]
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Condo Insurance FAQs
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Because the responsibility of claims are sometimes in the hands of the association and other times in the hands of your Condo Insurance, it’s important to contact your agent immediately to determine the right course of action should an incident occur. We will work quickly and efficiently to help you with the claims process.